Question 1

What are your values and why are they important?

Accepted Answer

Our values are more than just words; they underpin everything we do. Our core values are:

• Be hard to replace
 • Do what’s right, not what’s easy
 • Commit to consistent progress
 • Listen to understand
 • Be open to challenge
 • Do what you love, and do it often

A financial journey lasts a lifetime. You deserve someone who’s going to be on that journey with you, not just for a moment in time.

Question 2

Are you independent?

Accepted Answer

Yes, we are independent. This means we’re not tied to any specific product providers or banks, so you’ll receive whole of market, and impartial, advice.

Question 3

Are you regulated?

Accepted Answer

Yes, Finova Money and all its advisers are authorised and regulated by the Financial Conduct Authority (FCA). You can find us on the FCA’s register by clicking here.(https://register.fca.org.uk/s/firm?id=0014G00003AmFjeQAF)

Question 4

Are any of your advisers Chartered?

Accepted Answer

Yes, we currently have Chartered Financial Advisers in our team. We believe this is a standard all our advisers should aspire to.

Question 5

Who is Sense Network?

Accepted Answer

Financial advisers in the UK are authorised by the FCA either directly, or via a network, such as Sense.

There are many benefits of being part of the Sense Network, including access to an experienced technical team who support over 400 advisers nationwide, training, regulatory reporting and updates, access to technology and services not otherwise available and a compliance function to ensure our advice remains top notch.

This ensures the advice you receive is of the highest standards.

Question 6

What qualifications do your financial advisers have?

Accepted Answer

Our advisers are committed to their own personal and professional development. In addition to the more basic financial advice qualifications, we also have more advanced qualifications, including:

• Personal Tax and Trust Planning
 • Discretionary Investment Management
 • Financial Planning for Businesses
 • Retirement Income Planning
 • Long Term Care Advice

Question 7

Why should I go with Finova Money?

Accepted Answer

We know the impact financial planning can have on people’s lives. That’s why we founded Finova Money. Some of the notable differences are:

• We aim to provide great advice with a proactive and personal service 
 • We put your goals and aspirations before investments or products 
 • We charge fixed fees for financial advice, not percentages 
 • We follow an evidence-based investing approach 
 • We want to help people who are overlooked by many advisers, such as earlier stage business owners and a clients’ adult children/ parents 
 • On average, our team is younger than your average financial adviser. The current average age of a financial adviser in the UK is 58 and it’s estimated that 30% of these will retire in the next two to five years*. We have a long road ahead of us before we reach that point!

* Source: FT Adviser (https://www.ftadviser.com/your-industry/2023/05/22/three-quarter-of-ifas-plan-to-retire-in-next-decade/)

FAQs.

Frequently Asked Questions (FAQs).